It sounds like your parents provided you a loan and do not own the property.The gain will be allocated to the person who owns the property(The one on title).

I was just offered a Heloc from Better.com for my investment property in Providence RI.

However, they perform all of the concierge services including advertising and booking.

Be wary of those who discount services. 

I have been talking to customer service for 2 weeks now because the software will not link to my bank account. 

Here are some common financing options:Traditional Mortgage: Obtain financing from banks with a down payment, paying off over time with interest.Hard Money Loans: Short-term loans with higher interest rates, often from private investors, suitable for quick acquisitions or credit-challenged investors.Private Money Lenders: Individuals or groups offering direct loans, with terms negotiated privately.Seller Financing: Buyers make payments directly to sellers over an agreed period, with terms negotiated between parties.Home Equity Line of Credit (HELOC): Borrow against existing property equity with a revolving credit line, typically offering flexibility.Real Estate Crowdfunding: Pool funds with other investors via online platforms for various real estate projects, offering diverse investment opportunities.1031 Exchange: Defer capital gains taxes by reinvesting sale proceeds into similar properties within a specific timeframe, useful for tax optimization.REITs (Real Estate Investment Trusts): Invest indirectly in real estate through publicly traded companies, offering liquidity and diversification.Joint Ventures/Partnerships: Collaborate with other investors to share resources and risks, leveraging each other's strengths for larger projects.Subject To Financing: Buy a property subject to the existing mortgage that's in place on the property (doesn't get paid off when the property sells).Assumable Mortgage: Buy a property and assume the mortgage that the seller already has in place.Lease Option: Rent a property with the option to buy it prior to a later date.Debt Service Credit Ratio (DSCR): A loan approved based on the income potential of the propertyThese options cater to different investor needs, preferences, and financial situations, providing flexibility in real estate investment strategies.Thanks,

Or pay more for more expensive equipment and a service that will bill it direct to tenants.

This can be done through linking up with local investment groups, or go to meetings that provide such interactions.

I don't think I can go back and claim those when we moved the property into the LLC and actually put the unit into service.

I know I looked at Cozy and a couple of others at the time I was deciding which service to use, but honestly I can't recall the comparison specifics.