People post this question regularly here on the forums.

If it’s 1-5, you can get a regular home loan but will have to pay 20% down if you don’t live in the property.

Grocery stores are hiring.

It does not require grocery stores or restaurants to serve people for three months without reimbursement.

rate for FHA 203k is about 0.25% - 0.75% higher than regular FHA loan (FHA 203b) 

Visit the property regularly to pick up mail, newsletters, etc and walk the property. 

I deposit funds in other people's accounts regularly and I get a receipt of what I deposited but no account balance.if you're concerned about it, create an account for deposits and then transfer the funds into your operating account so the balance never gets very big. 

Do I treat this as a regular type of rental investment?

I can tell you, as someone close to the epicenter- it is a complete farce to shut down a coffee shop but leave open a grocery store.

Those funds will many times meet or exceed their regular income.