Is this standard while applying for an FHA loan to receive an up front mortgage insurance premium and then have t pay a monthly mortgage insurance premium?  

I already  have all of my income and expense information for the rentals in Excel laid out to match Schedule E.

I've searched through my entire pre-licensing course and I couldn't find anything.In Florida, is it illegal for a licensed real estate agent to receive a referral fee from an unlicensed buyer or seller for bringing them together?

I was told I'd receive 3-5 Zillow leads per month.

If you are pleased with the services you received, you're more likely to use that agent again.This can be tough in a young REI career so I'd recommend getting an older agent, someone with a lot of experience and then you should also continue to ask questions on here to get multiple perspectives.

You are in the position where I think I will excel once I have a handle on the business... having a variety of rehab project under my care and having teams working away on them. 

I think you've received some good answers so far but I think the biggest issue always sits with constructing the cap-rate to begin with. 

It's an excellent lifestyle...lots to do but it's convenient and still affordable. 

I personally would make the financial contingency period be based on when you receive final approval or denied - not when the appraisal must be ordered. 

But if you’re keeping your home long term, you will get cashflow right away if you look at the borrowing costs for building the ADU vs the rent you’ll receive.