We have to refinance regardless to remove her brother and add me so I was thinking we could do a cash out refi or Home equity loan to obtain cash reserves.

@Lee Nugent I need all the information I can obtain!

And since I purchase duplexes for cash flow, I don't mind paying PMI for being under 20% equity -- the main goal is to obtain properties with lowest down payment as possible that will cover the mortgage and expenses.

Hi Aaron,I think you will find it hard to find something like that here.I do know that WF has an unsecured LOC for a max of $50k per SSN but the rate is in the mid to high teens but I have heard people talk of lower rates.I know that some people have obtained secured LOCs with some community banks like Chino Commercial Bank.Good luck and let me know if you find something.Cheers!

At the end of the lease option term, if all goes well, Alex and Rodney will obtain a mortgage on the property and buy it from Logan.

I do.I don't think the quality of these leads would be worth the money spent on obtaining them. 

Welcome to BP, David, yes, you're in a bind and you need to obtain transactional funding, close and then sell.

In addition, the company told consumers to stop communicating with their lenders, delaying them from discovering that Wealth Educators had not obtained the promised mortgage relief.

Its one thing to know you cant discriminate based on religion but there are some serious PROFESSIONAL TENANTS somewhere.Please do your due diligence, ask an attorney and obtain a legal opinion, and proceed as you like after before you deal with a maybe uncommon but very unnecessary court action.

What would you refer as to obtaining a real estate license in CA?