Private lending/hard money/portfolio/balance sheet lending should are all best used as a short term bridge loan.

you'll lose money. 

This is how it is supposed to be handled but some lenders have overlays or loan officers are not aware of the actual guide lines or rules depending on their organization or who they are selling the loan to in the correspondence channel.I have come accross this several times you simply make the underwriter aware and in some cases the agents and appraiser are informed as well in case there is a need for an outside LOE letter of explanation. 

Many think that when rates get back down into the 6's we'll see a lot of buyers get interested in making a move.

Any help, advice, or contacts to help make something happen would be well-received, thanks!

Ran across FasterFunds lending where they defer paying origination fees upfront and make it payable as part of the payoff.

When looking at rents, make sure you are comparing units in similar areas and conditions. 

During this time you are not generating any return from the money invested in the ADU.

I also seeing people selling boarding houses in Cleveland from time to time where they're renting out for $2500-$3000 so I think it's definitely a viable model, but like people are saying, you really need a strong property manager to make it all work.Feel free to reach out to me if you want to talk more about management services for something like this. 

I still own the house currently and still make small renovations here and there.