Again, any thoughts, help, comments are very much appreciated.Thank you for your time,Daniel Most of the stuff for people that are engaged to be married, but not yet married, but want to apply for a mortgage together, will be applicable to you.

One tip: if you are married and your wife also works and can support the DTI, do your buying in separate names so you can each max out the 10 Fannie Mae loans. 

I would probably not get married but if I did it would need to be a like minded investor that brought her own investments to the marriage (love is only a state of mind and highly over rated).

You might meet the right person tomorrow, but partnerships are like marriage, and of all the girls I've dated, I only married ONE.

Also when I get married next year and start a family I can pull out a larger amount on that property to put towards the home we would like to buy and live in?

@Matthew AlexanderYou should allocate the expenses over the period that it was considered a rental property.One other thing to consider is that you may want to consider selling the house within the next 3 years(2 years from now) to get the benefit of excluding up-to 250,000(or $500,000 if Married filing jointly) of gain.

I'm meeting with the contractor and the listing agent this weekend (they're married) to discuss the way ahead but I'm not worried.I will be reinvesting with my business partners in Fayetteville again, and would love to bring you in if you're interested!

And once you figure that out you can marry it with your financing scenarios. 

How can you find those 'star' agents to find you MLS deals, without marrying one, or taking the courses yourself? 

He has 4 mortgages and I have 5 mortgages in our own name (we aren't married, yet!).