Candace@Ariella Jacques   One potential downside is that when you refi you will only be able to pull out 80% of the market value (so leaving 20% of your cash behind)  instead of having the option to put down as little as 5% when you use a loan to purchase. 

( perhaps related to STR vs LTR, if I want to have additional options - mainly planning on Long term rental) -Areas that are looking better for cash flow?

Most non-qm options for self employment would also require more than the minimum 3%/ 3.5%/ 5% down. 

You could do private lending as another option. 

Is this a smart move or should I consider other options?

Looking at the gray color palette but there a lot of different options at different price points.

Hi @Luke Crouterfield       You can explore hard money options and DSCR loans, specifically.

Also, near Mayo is another good option.

My other option would be to make my first purchase in las vegas.

Are there any recommended lending options to help with closing costs or a form of working capital to take me over the finish line of acquiring my first fix and flip with my brand new company.