If you want to keep your original lender honest, have Chris take a look too. 

@Nathan SimonsTo be honest, that's most people's first answer and it may be the right one.

This is an extremely rural area, more like a “up north” area that would be geared towards vacation.

The trip distance I can (if needed) calculate with Google Maps at the end of the dayI think that (Google Maps) would be honest reporting.But just guessing ODO meter values is fraud.

It was sad honestly, as one of my buyers should have closed literally the best deal on the MLS in Berwyn but he overdid his reno budget and then the thing failed the self sufficiency guidelines. 

I'm also extremely skeptical if they aren't interested in me and my performance/experience or the deal, but focused primarily on receiving their upfront fee.

So, the short answer is yes, in Charlotte, and honestly every market, you can find properties that fit the 1% and even 2% rule.

That was extremely helpful and I appreciate your feedback.

The land was extremely inexpensive for the area because it was a problem lot.

This is something that I honestly despise.