I do agree above that $100k of gross taxable income should equate to some smaller number of taxable income after standard deduction, etc.. 

Although there have been articles about supply increasing, what the articles don't mention are the months of supply which is still very low and even lower if you remove condos out of the equation.

@Jake Scott Fair point, I'll take myself out of the equation and just have newbies read @Allan Smith's link to tons of other opinions and experiences.  

That equates to less risk, the job market is strong therefore your tenants will (should) be able to find employment and keep paying you rent.Low cost of living and that includes housing.

Some believe it will be the XYZ district -- and they buy there, and other are fearful of the area -- and buy elsewhere, that they feel is safer.There is money to be made on both sides of that equation--you just have to use the right tactic.and (if you think about it) derision (from either side) on this issue makes no money."

You need to equate closing costs to your numbers and appraisals. 80% LTV Cash-out is not net. 

YOu will find in KC market as much new construction as PDX market.. and price points somewhat lower per sq ft but that equates to cost of land and developing the land. 

I haven't gotten a exact answer so far, but was told that I need to have a paper trail of 2 months time, showing that I have saved in my bank account (   6 months worth of house payments ) So, since I have 1 and half months still to go, before I hit the 2 month mark  ( as I've been putting money into an account ), I still haven't gotten an exact answer , as to how much house I will be able to qualify for, and in turn, what that amount of house will equate to, in terms of my monthly House payment ( PITI )So here is my current financial status/stats, can someone please give me an estimate of what I'm likely to qualify for ( $100,000 , $90,000 , $80,000 , $70,000 ) ?

There was an equation he uses but I can't remember what it is and I don't have his book.

Usually that equates to 6% of your income.