Figured if I pull all this together, coupled with 3 leases...How could you deny that? 

Your insurance company could deny coverage.

I just got denied by amex because they dont want to work with holding companies right now.

That said, it’s also tech that 99% if the time you’ll never use and the 1% you will will likely be a group that denies the issue anyway.

In cases where it's due to spousal abuse, she can get a restraining order, locking him out, but he still has to pay rent.As I said, I had plenty of cases where roommates move out, replacement roommates are found, the best course is to quickly vet them, usually, they are working people with a good history.

When asked to view the property the request was denied and we were told that property can not be viewed other than just a drive by.I have a few questions: Is this normal?  

Substance abuse can turn into a real problem.   

That leaves it open for tenant abuse as you have seen. 

Lastly, if you get denied once, and don't appeal, is the property permanently "black listed," or can you re-apply and potentially get approved? 

Tenants always paid their portion (which changes often from pregnancy, job placement or loss) Biggest problem I had was them basically leaving all their belongings and moving to Georgia ( they didn't have a car, took a bus) I got a few new bikes, 2 xbox's, powerwheels, razor scooter and a big tax donation to goodwill from 30 trashbags of clothes haha