Why would I refinance and pay around $15k in costs just so that I can get a HELOC with them.

Should be the same effective date but you can wait a couple days to cancel and just tell them to cancel effective the day the new policy went into effect.

It's hard for the PM to make their costs if they can't charge half the first month's rent, and charging half of the first month's rent won't work for the tenant landlord if each rental is only 3 months long.

Can try to reposition to Class B, but neighborhood may impede these efforts.Vacancy Est: Historically 10%, but 15-20% should be used to also cover nonpayment, eviction costs & damages.Tenant Pool: majority will have FICO scores of 560-620, many blemishes, but should have no evictions in last 2 years.

The rate buydown is simply a part of your closing costs, so if you work a 2% seller concession into your contract and want to consider that the 'seller-paid buydown' then that's up to you.o Rate floor: You are going to eventually hit a rate floor with any loan program, or a point where you cannot buy the rate down any further.

Early on, I think people should be more conservative and establish a base (HYSA) and then regular (weekly or monthly) automated investments in low cost index funds. 

So the second flip went well, a little hiccup with the solar panels maybe a big hiccup...

Looking for some advice if this seems normal for closing costs on this piece of Land my wife and I are trying to buy.

1 - What does it cost to buy a car with 4 wheels, a big engine, nothing fancy, in Atlanta, GA? 

How do you navigate risks effectively in your real estate?