The others will refinance 75% of the appraised value but only after a cooling period of 6 months.

I can't imagine you'd want to take it as-is with the tank, because if you try to remove it after buying and find the soil is contaminated, and possibly contaminated the ground water, you could be looking at a bank-breaker of a job.  

Hey @Dan Madden pretty cool having a pro Tennis player around.

We have just made our first claim after major water damage in a rental.

Properties in good condition that are priced right are going to sell quicklyThe one caveat with a HUD home as there can be a small issue such as a faulty shut off valve that will prevent a buyer from activating the water and prevent an owner occupant from obtaining an FHA,VA,FNMA loan and thereby drastically decreasing the pool of buyers and thereby creating opportunities for investors. 

Are all units run off one water heater, or is there one for each unit?

They will know what the average is for water, snow removal, repairs, janitor, etc.  

Are these dangerous waters to wade through?

Auto-Owners will write really well in central, but hard to through underwriting (walk on water type business), Universal will do a great job just about anywhere in FL.  

Good morning,I have a fourplex I pay water and sewer which is annually ~$3300.