I'm fascinated to see how the memory of 2005 has faded from consciousness.

@Tiffany Arthur Wish I could kiss ya through my computer screen!!

Not sure how you're computing cash on cash, but my numbers are different.

You have brought back memories I hoped would disappear forever.

In layman's terms,I'm a young Specialized Computer Cop in training with above average knowledge in computer security and internet manipulation.

Compute the value assuming 100% financing.

Understanding break even is more about managing the business rather than computing asset value.

I think they are RESPA rules if memory serves, but that may not be accurate.

For many years I have been (and am still) in the computer programming field.It can be very hard to hear negatives and statements that seem to try to keep you away from your dreams.But we (you and I) are trying to move past those and learn what will bring us closer to our dreams.I wish I had the real estate knowledge already to give you advice but the best I have is similar to Scott's posts... believe in you more than the negative comments.

One area in which tech could be hurting CRE is mobile computing and telecommuting.