I called him on his changing story again.

Have you seen a market change on multifamily once school starts?

So the pretty bad news at least according to my UK tax advisor is that the buy to let tax law change here in the UK extends its long arms abroad.

@Tammy Graham Not an accountant here, though have talked lots about this with our accountant and lawyer  and other pros to make sure we get this rightThere are a few bars to cross to change rental income/losses from passive into active so and its very easy to get tripped up. 

They and  NSB changes their rules and guidelines so often it wasn’t worth mentioning before. 4 years ago CCCU gave me a pair of cash out refis but they were only fixed rate for 7 years.

I know it's not very helpful but I found a fourplex near my area and it's for sale but I'm not sure how much changes when wholesaling apartments.

Costs to refi will be about $6,000.You do realize market conditions change. 

Congrats on the career change.

On the state side, in New York the law states that the following is exempt from transfer taxes: "a deed that effects a mere change of identity or form of ownership or organization but only to the extent that the beneficial ownership remains the same." 

Use consolidation and changing classes to end up with truly passive real estate investments like the DSTs that @Matt K. referenced or TIC projects - All passive.