Have your finance rent a place and stay with him six nights a week if the terms of his mortgage or rental lease allow it.

Again, find the payment that allows you to pay 25-33% of your gross income and no more.

Thanks for allowing me to vent. 

@Nick Burkhardt It really depends on the investor that your loan office is selling the loan to, where I work we can to 5% one unit investment properties, and we do as many of them as your DTI will allow as long as you have the down payment.

(Not sure if she's allowed to, but she does.  ;-) Then again, I've known her since I was a kid...) 

Use as little as possible from that $40K for a down payment  and have the seller hold the note at an interest rate that makes sense and allows you to have a positive cash flow.   

I have read that not all townships allow that if it is not your primary residence though.I have a friend whom recently purchased a two bedroom apartment in Union as her primary residence.

They are the only company I am aware of that meets our needs of having one account that can handle multiple LLC checking accounts, ability to auto add late fees, allow you to block payment if you are evicting, allow for every other week rental payments, and many other features.  

Setting it up so they have to pay a refundable "rent" payment on November 15th and December 15th that hopefully will allow me to do an unlawful detainer if they fail to pay. 

These days all images are there from a drop box to allow users to interact with write up.