(Which kills my numbers.)The T12 numbers were iffy even though the building is 100% occupied currently and future proformas looked good.There is a new construction happening nearby - 335 unit large apartment complex coming online in Aug 2018.Nobody said out-of-state investing was easy, LOL. 

She has access to a lot of different programs.  

I've been researching online for the best exam prep courses and it seems like KAPRE/Brightwood Real Estate Education is my best bet as I do not need to take continuing education. 

If anyone else had access to the basement at any time , that gives reasonable doubt in the eyes of the law . 

We do however have a conservative $150k equity in our primary residence as well as access to other forms of credit to get the job done if needed. 

@Jimmy Ready To calculated PMI you can use online calculators (Google).

Though I have no interest in the transactional job of real estate, these sort of things (doing management, easy access to properties on the market) make getting my license more and more attractive on a practical level.

What I did is put stuff in garage for a month and discount rent for new tenant by $50 for first month to compensate for no access to garage.

Can find this and also DSV at wildlife control online stores.   

If the buyer has access to other sources of cheap capital, lender will probably have to be happy with the lower end of your range.