We plan to refinance with our commercial banker as soon as the units had been rented for long enough to make the committee at the credit union comfortable (our current quoted rate for a 5 year lock is 4%).We appreciate any advice or suggestions on whether this is worth pursuing.Thank you in advance for your time!

I’m a mortgage banker and I have customer with a loan that should be closing in the next week or so.

Scott's list of times when the bankers become rational......

There is so much variability in knowledge and experience and a great banker will help you out immensely.

I am writing this to encourage you today.I have had a banker help me to get started.The past few years he has gotten more difficult andharder to deal with more negative and skeptical.I was concerned.Who would we turn to now?

I was doing a soft pof as a preliminary...investor quoting the bank and banker., type of funds sometimes the account...Now I do believe that many are wanting to know specifically up front from a banker not to waste time or hold up anthing....anyway, thanks Christian

I recommend you talk to your bank's commercial banker and ask.

I have found a couple commercial bankers who look at my DSCR instead of DTI, which by definition includes the STR income of the property.

Stating the wrong thing to a banker to get a loan is mortgage fraud, a federal offence.

I also looked into KW, Coldwell Banker and Redfin.