There are many agents out there, but it’s important to choose the right one.https://www.biggerpockets.com/blogs/5868/52724-im-new-to-investing-how-do-i-find-an-investor-friendly-agentI love answering questions if you have any!

If I don’t know the answer off the top of my head I can definitely find it.See ya out there!

Much like "any" professional you are bound to get different answers, including out here.

This is a great place to start and then the meetup that meets at the Stardust by Alex Bock and Shawn Farris has a good following.I'm always here to answer any questions you may have on the investment side from a financial standpoint as well!

I can pay a visit to the city, but I was hoping to find an answer online today.I'm in escrow to buy a house, nearing the end of my inspection period.

I was using current income taxes reported by the country appraisers website and divided it into a monthly answer and rounded a little over (single digits) to be conservative. 

I have signed up for the do not call list.The calls I get may be violating it, but I do not answer unless I know who it is.Too many junk calls, list or no list.

A HML is not the answer, they won’t lend money for the down payment because they would have to be in second position.  

I have done many of them with investors and happy to answer questions.

This is entirely going to depend on their individual lending criteria, no general answer is going to do it.