Birmingham, AL is my target city for a boat load of reasons, but I live up in Philadelphia, PA.

Mortgage rates are falling, and CME futures suggest even more drops ahead. Refinance activity is expected to pick up soon. If you’re planning to buy, will you wait for even lower rates or buy now and refi later? 
For...

Some offer declining prepayment penalties (e.g., a 5-4-3-2-1 structure) where the penalty decreases each year, and others waive penalties after a certain number of years.

There's plenty of turn key people selling in war zones that bp'ers are drawn to. 

What are the best resources to get that data from?

What will their benefits look like vs mine?

Although the concept of a remarketing campaign has been around for over a decade, it often only gets a small mention in various courses.

If there's some kind of trouble between them, it will surely show up again if and when you wish to go forward with an offer.

More so I want co-signers who are not members of my family.

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