Those who are keeping the loan in-house often impose more restrictions and tighter terms (called "overlays") than those who don't.Do you have a model in place to figure out a purchase price? 

Your house will double  in Price in less than 5 years. 

In my experience, they may give you a price upfront, but they don't expect payment until they are done. 

Purchase price: $452,000 Cash invested: $42,000 8 Bed 2 bath Co-living house What made you interested in investing in this type of deal?

The numbers look good on paper...purchase price of $110,000, rehab all in about $40,000, and resale value should be around $220,000. 

Our purchase price was very low $225k and land value about 30% of that.

Will my depreciation be based on the purchase price or what it is worth now?

For pricing I use Pricelabs dynamic pricing however I often override it and play with it each day to optimize.  

It has seen significant growth, especially with tech giants like Intel, Meta, Amazon, and Google setting up operations, driving up property prices and job opportunities.

They should give you a line-by-line priced bid with supporting pics/video.