What you can do is hire an independent appraiser on your property for a fee $750-1500 to get a true idea of the value and that would be able to help you with your decision making process. 

Self employed tax returns don’t show true income. 

@Nick Belsky True.

Honestly something still seems too good to be true  but I am definitely a rookie at this a well. 

That tool has inspired me to use the calculators from BP, my own tools, networking opportunities, deal finding techniques, and much more.

Will,You have two options you can either go buy a home as a true "Second home" requiring 10% down. 

So the negative feedback on the site  ( and not from management ) but from others is the later has some real issues with folks doing or saying anything be it true or not to get a deal..

This is true for current bank that holds the note or anyone else that would be doing the cash out. 

The same is true with real estate investing.

However, if you were stating that the stacking process has been used exclusively for multi-units, this is not true, he has used this concept in SFHs as well.