Was also reading up on market and while Idle and Invested In an Index fund because I did not pull trigger on real estate.

Why are you pulling the trigger to educate and take action?

Hi there,I have been studying and reading and networking and asking questions for the past six months regarding wholesaling, but have yet to "pull the trigger".I want to begin now and have set myself the goal of finding and closing a deal within one month.

One of the most important is that if you have a legal 2 unit, and rent it out as a 3 unit, and have a fire, or worse, an injury or fatality, the insurance company can refuse to cover you. 

On the other hand, I also realize no matter how much I plan and prepare, I still need to pull the trigger and dive in at certain point and learn from doing.

Tried stocks and forex and although somewhat profitable on small accounts and micro lot trades, I get hesitant in pulling the trigger on risking more capital so figured I'll try real estate.

In any case, you need to review the due on sale clause in the current loan docs to make sure you aren't going to trigger anything.

Injuries can be career ending.Working with your brain is also generally time-limited.  

I can take title to it and change it as I please without worrying about triggering a due on sale clause.

You just have to stay on TOP of the listing agent, ask them if they did an MMR this month already, its like a mini BPO they do monthly that will trigger a price reduction.