That way you won't end up with any unpleasant surprises down the road.Ultimately, it seems like this is a tax question, and if you post an inquiry on that forum here on BP you'll definitely get some solid help from someone in the know :-) Best of luck!

The client would say your right .. and I  would say.. well I know you would not be that way and if you don't like it you would just tell me straight out so you don't waste your time with me>>> Stock answer" for sure we would we are that kind of person" when in fact virtually no one out side of NYC is that kind of person :)... you would be surprised once you do this that you just cut your time wasting down to next to nothing.. and then I would say.. but if you like it I to want you to say so .. so we can dig into this and I can answer all your questions and then if I do that to your satisfaction I EXPECT TO DO business.how does that sound.. 

Hey Tony - No surprise books are the teacher's favorite medium to learning about real estate!

I would be surprised if your current insurance company has full coverage on the roof. 15 year+ roofs are typically problematic to insurance companies.

EDUCATE YOURSELF - yes, it will take time, but will lead to a selection that better meets your expectations & avoids potentially costly surprises!

The one sister only works at a convenient store for a living.

EDUCATE YOURSELF - yes, it will take time, but will lead to a selection that better meets your expectations & avoids potentially costly surprises!

That is no surprise. 

There are cons to the condo (HOA and cost as mentioned above), but I find that it is more convenient to manage remotely because all of the amenities are maintained by someone else.

Hi, I have seen hundreds of partnership arrangements fall apart, none of what has been described is surprising to me!