With our high unemployment and recession misery it's amazing he isn't smart enough to not get caught and at the same time spare us the tears on television today.

In that case, smart investors will alter or change businesses.

Some smart investors do require the buyer to pay for an appraisal and keep this on file to establish the property value for potential note buyers.

Tim just moved up on my ladder of smart people.

I've also said positive things about Bush:- He did what he thought was right;- He didn't care what people thought of him.But, overall, I think he is pretty average in terms of intellect, which is a scary thought for the most powerful person in the world...The funny thing is, nobody cared to argue with me on any of this (including you, Tim)...they just rationalized that it was okay, because he surrounded himself with smart people.If you believe Bush is anything more than average in terms of intellectual ability, please provide evidence.

So I was wondering if they look at the designs of the complex and then see the market value for each individual condo when finished and add that up for a total to see if it would be smart to give the loan?

If it was their own money, and were smart, from the scenario i put above they would calculate that INTO their expenses and offer me $82,000.

It's a good question, and I don't know the answer...I don't think I'm smart enough to even THINK I know the answer to solving these health care problems.

I'm sure you can make that kind of money in a lot of areas if you work hard enough and smart enough.

Sure he is a smart guy, but if you can't see something like that coming, you probably shouldn't have the job.