To all would be wholesalers, please recognize that with lack of experience, lack of knowledge and lack of contacts on the buying end, you might be harming the sellers you deal with, despite protestations that you are "helping" these sellers.

after a while you learn to recognize areas by the numbers and filter things out that way.  

I think it's important to recognize something like debt for what it is: an unwavering obligation to the lender.There are two considerations I like to think about for this kind of discussion:1) Debt you have personally guaranteed.2) Debt guaranteed by the property.The 2nd case is much more common in a commercial REI context.

There is a reason a property cash flows immediately, the price is cheap,  There is a reason the price is cheap, the market recognizes the property will be less profitable so there is little demand for the property. 

I'm hard to recognize without a beanie and sunglasses on I suppose....

Account Closed If you're making small purchases and have the pro account set up it should recognize your card at the traditional checkout counter and you'll punch in your telephone number. 

I was wondering how long it would take :)...I am contractually obligated to recognize this day "Till death do us Part". :)

First, there's no excuse for hanging up on you...that's just plain unprofessional...That said, depending on specifically what you said, you may have been suggesting something that the agent recognized as unethical or even illegal (giving out client names and/or paying referral fees off the HUD).Also, agents are generally leary of wholesalers, as they realize wholesalers -- by virtue of generally being unlicensed and inexperienced -- can put agents into situations that are difficult, unethical or illegal.I would hone your experience by getting a few deals under your belt before you start approaching licensed agents with partnership opportunities.

If I were to buy a seller-financed property with the intention of refinancing it in a couple years, what's the best way to set up the payments to the seller so that my repayment history benefits my credit score?

One important note is that for federal tax purposes, if you have received prepaid rent that is for a future year, then you must recognize it as income in the year collected.