In 2021 and early 2022, you saw a lot of people just like yourself getting excited about real estate and capitalizing on the "easy money" in the economy and investor desire to get into real estate.  

I am writing to seek clarification regarding the insurance claim check that was recently issued to me as the payee, with both my personal name and the mortgage company's name listed.

Personally I've found seller financing to be best when the property doesn't qualify for a conventional loan because of the condition. 

Lenders often prioritize the person’s payment history hence it is imperative that you maintain proper financial records.Good luck!

20% down payment will be personal cash that I’ll put into the LLC as a capital contribution.

Personally, I make my upgrades with resale in mind, even on a BRRR.

They would also be happy to receive more rent each month and have someone potentially buy their house for their desired price of $1.3 million.

IIRC someone noted this above that it will activate the code at your desired check in time. 

@Bobby Dailey - just to give a different perspective, for future appreciation of significance, I personally would not consider any of those four locations you noted (Jasper, Clanton, Eva, Oak Grove).

Everybody gets started a little different than the next person.