I have no idea how she got my personal email address:"Hi I am at xxxxx Tucson, AZ.  

David,You can also use a personal loan which is generally easier and goes up to $50K. 

Then you have a person in that market if you get an investor deal.

Interesting, you do the in person follow up after they agree to terms? 

House-hacking today often has to rely on much greater lifestyle sacrifice than what I personally did 10 years ago, and requires strategies that would make me uncomfortable like rent by the room, or using local laws that allow Short-Term rental only for owner-occupants. 

It's not looking good for rate cuts.

With such low inventory, Investors are hungry for properties and this ain't looking up, unless the rates come DOWN!

I personally use a broker for my properties so they can shop around, unlike Allstate.

They have no income, so they can't refi or HELOC to use their equity for their personal expense.

A Quick Word on InflationLast week was a big week for economic data, most notably consumer and producer inflation data (CPI and PPI).

I'm also looking at properties in Alabama and Indiana, but haven't pulled the trigger yet due to personal complications.