I did find one that would do the deal later but with the interest rate(9%) he was offering it made the deal unattractive.

Consider a lending partner thats invested in your success, offering coaching and consultation to mitigate risks and foster mutual growth, which ultimately makes the loan less risky for all parties involved.

What I'm finding is have to stay active in submitting offers .

Feel free to inquire about their staff qualifications if it's a larger organization.2.

(alternatively does Vanguard offer self directed IRAs?)

I know fannie mae offers a 5% down one time close loan for a single family home construction, but now with the new rules, does it allow 2-4 units for this 5% down payment? 

I have heard on podcasts that regional banks and portfolio lenders/in house lenders(not selling loans to freddie/fanny) can sometimes offer 6 month seasoning period for cashout refi. 

Sam offers lots of resources.

Can we request a financial summary/statement from the seller before making an offer? 

Thanks for offering your help, I'll get in touch through DM.