Now since the landlord had undertaken renovations to create a low allergen place to live, marketed their building as such - being forced into accepting an ESA would "fundamentally alter the nature of the services provided" and thus allow them to legally decline the request!

Usually a decent house with low equity.

You are low. 

I do see that there are quite a few variables to the equation that should be taken into account, so again my thanks for making me aware of these.  

I appreciate your perspective on paying off the debt; personally, I'm ok w/ carrying low-rate debt and arbitraging a higher rate elsewhere, but to each their own.Did you use your HELOC at all to use as fast-cash for a rental purchase?

Lowes 3.2mm option: Shaw Matrix 14-Piece 5.9-in x 48-in Asheville Pine Locking Luxury Vinyl PlankLowes 4mm option: STAINMASTER 10-Piece 5.74-in x 47.74-in Washed Oak Dove Locking Luxury Vinyl PlankHome Depot 7mm option with underlayment: LifeProof Sterling Oak 8.7 in. x 47.6 in.

That way you can take advantage of low down payment loans. $10k doesnt leave much left for reserves so I would only do it if you are also able to save a decent amount of your salary every month, just in case

Hi EveryoneWe all are excited about the prospect of becoming financially independent and we focus on strategies that have worked in the past but if someone has information or somewhat of and insight on what low cost 3d printed houses are going to do to our industry?

They have inflated ARVs and low rehab estimates.

As an investor do you want a high or low housing affordability index in your market?