Here are what the report from trans-union and their testimony:[b]THE HUSBAND- Currently Unemployed- Collecting Unemployment of $1,100 for the next 5 months- Have 2 interviews in a big hospital in the area- Works in the medical industry (hospital)- Rental history checks ok- Credit score of 631- Installment loan of $34K, owes $24.8K and its past due for $104- Have 4 collectionsin his records: $111 bank (2011), $59 medical (2006), $193 Verizon (2009) and $52 Electric Bill.

Effectively, we've handed any future growth in that industry to the Asians on a silver platter.

I know times are different now-but I'm not playing that rehab game anymore.

Yes, I've switched jobs before and as long as I was still in the "same industry" it was fine (W2 to 1099).

Do they require more skin in the game than HMLs?

Most investors, one way or another benefit by government injecting money into the industry.

You might have to market more, but you can be the only game in town to fit that special situation.

Greetings all,I'm new to the REI game.

I can't expect others to have been through the path in life to be at some point where note investing is a natural progression.Reminds me of the game "Pick up sticks" where you dump sticks on a table and then attempt to pick them up without moving any other stick.

So what is your game plan?