I am game.

Insurance is a statistics game, thats how they rate your policies, and statistically speaking, with every property you have, new tenant, people over to your house...etc, you are diluting your protection and lack of need for greater insurance.  

I currently have a couple of leads and am looking to get back in the game.

The main thing is disclosure, and they have to understand all ramifications.The name of the game used to be location location location, now it's disclosure disclosure disclosure.

Hi Aaron,Great work on getting started early, that really gives you an advantage in the investment game. 

Hope you enjoy the game and have a good one.

Hi KevinIs this still the case today or are we getting late in the game 

Im looking to get into the buy and hold game.

They are usually done by a block method using square feet, they don't have time to look at each property so if you bet on that value, you'll be wrong, it's apples and oranges.If you don't know what value is based on and the 3 approaches used, you're not even in real estate, you might be playing some guru game playing house like a 5 year old girl, just trying to play with bigger houses.

I typically recommend planning $200,000 to $250,000 for an ADU above a 2-car garage, but creative construction methods, owner involvement, and careful selection of finishes can help to bring that cost down.