Sam,Using Timbercret vinyl siding here,,its .046 thick,,,wish I could find some .050 (mill)thick.But the alberts site says done same way for hardi plank or other cement board productsSo many brand new houses are improperly flashed there windows and walls will fail in 10-15 years(and thats not very long).

Then another bank buys the assets of the failed bank with the FDIC guarantee.

If you own property and the tenant sends you written notification of a faulty electrical wire in the home and you fail to fix it, your insurance and your entity protection are useless because you were negligent.Operate without being negligent, have all workers sign a document that states they have insurance (list their policy number) and hold you harmless agreement.

I am an extremely competitive person and think that people should succeed or fail based on their efforts alone and not on the backs of their family.

Investors are easy targets and scapegoats for failed lending policy perpetuated by the government!

On a short term basis, it sometimes appears that there is a LOT of money left over, but it never fails....it does get used eventually.

Another issue is selling the note, it will be more valuable if it is processed.When you borrower fails to meet the obligations, if you did not process the loan and qualify the buyer, you'll likely be seen as a preditory lender, how will you prove that what you took the buyer into was a doable deal?

I've found that anyone who is caught up with punching a clock will fail.

Banks do not require any penalty if the buyer fails to perform and any earnest money which may be non-refundable simply represents the option price.

Starting out, it is an emotional rollercoaster, stay strong and committed to succeed.In order to be a true wholesaler, you need to have enough knowledge of the business and although most newbies start out as "wholesalers", many fail because they fail to learn the actual business.