So make sure you're not in an over-supply.2) They are sensistive to the economy, it's like Vegas, economy ticks up and people have an extra $2000 for a trip or to buy stuff to store. 

Covid-19 definitely throws a wrench into it when I ask myself:  If the housing market ends up crashing, might it be better to sell right now while supply is relatively low? 

That extra % that they take out will go to having a clean office, maybe a personal assistant for the brokers, office supplies, etc. 

I have about $40-60k cash that i could use but would prefer not to drain it all.The problems that I am encountering are:- most multi family are being sold quick and above asking price (super competitive due to low supply and strong market)- I cannot provide an all cash offer which puts me at a disadvantage-I'd like to purchase a home that i can put some sweat equity but it would be hard to qualify and FHA loan for that type of home and i don't have the capital for 25% on 400k = $100kMy proposed solution:- Have a family member (lets call him Bob) use their HELOC to buy the home with cash- Then have him sell the home to meMy questions are:1.

We will buy all the supplies....we love to paint!" 

Need some suggestions on how to craft this deal.

And the seller seems less than willing to supply an of that.   

We are hoping to add the member-supplied reviews in the near future. 

Low interest rate long term debt is preferred in this market due to the M2 money supply going up and the probability of inflation in some asset classes and deflation in others.

Yes I did.Its simple supply and demand.