What a few investors are doing here in the Jonesboro area is getting properties with a "subject to appraisal" and are able to purchase homes with no money down as long as they are able to put up a form of collateral.

Since title is not in your name, you can not pledge the property for collateral.

He also has agreed (if needed) to put these two additional (different) properties up as collateral, seeing as their rent would pay the entire note payment.

The amount of equity you have should allow you to collateralize existing property/equity and purchase more.The #1 reason for my ability to scale has come through learning about the lending side of real estate.The lender is the real decision maker for most of us.

I like Paperstac because they escrow the funds and then the hard collateral goes to an auditor and everything gets verified before being released.

he was a monster - a very good businessman/entrepreneur.he did, along the way, put up his home as collateral on the biggest home of his life and cross-collateralized everything he had to obtain over 1,000,000 in a business loan to expand his business.

But you always have to have enough collateral to cover the loan, i.e., a margin account.

Obtaining 100% all from a lender on a commercial purchase is non-existant, without additional collateral..Basically, can't borrow all the money, but you can have partners in a deal.

Sort of trying to do a "substitution of collateral".

Banks generally are not going to want to lend for investment property with you below 680, and you really want to be 700+.Apart from the small loan size, banks just don't want to have $10-30k homes as collateral.