Thank you for the kind words and will try to take advantage of this next one too!

Would a Corp be best then apply for 501(3)(c) in order to take advantage of grant opportunities?

Hopefully after I've built up some net worth with personal residential deals, then I can reallocate some capital in a few years to buying commercial deals and at that point use significant market knowledge as an advantage.

So if you do the 30-year instead of the 15-year, you will maximize the advantage of that monetarily because ultimately what you end up paying back, with the dollar value of that time, is significantly less.

My credit score is around 800 at this point and a big advantage for us.1.

If you use private money, remember that they are probably more sophisticated than you and you can get taken advantage of very easily.

A lot of people may stay away from the deal because of this which gives you an advantage.

My worry with house hacking is that the tenants will feel like you are taking advantage of them... 

This also provides central air in the Summer, which is a competitive advantage in a market like NJ. 

@Arshad Khan Paying all cash is "your" advantage in the market do not dismiss it use it.