I am a buy and hold investor but can see how increasing rates will affect my cashflow and acceleration of my business.Anyone have any ideas how to adjust their plans?

IF that is not possible, there are industry standards you can use to help estimate but have to be adjusted depending on the utility rate for the area.

@Steve Burt yes we are and the cost is adjusted for each state's foreclosure timeline and costs in our purchase price.

I have an S corp in another industry that is cash intensive.

Theres nothing wrong with 52% thats very low however that particular lender may have an adjustment below 60% LTV its probably not a fannie mae conventional product because 60% LTV or below is the best pricing you can get atleast from a LTV point of view.

Adjust those prices for the appreciation of real estate in the area you're working in, and you should arrive at a reasonable price for the house.

All other public charges and private charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale.

I have short credit history, just switched lines of work (from food service to insurance adjuster) and have no savings, my parents have no equity on their house, none of my friends seem interested to join me so it has me asking... is passion and motivation enough?

They are now handling everything including adjusting pricing as needed to increase bookings during slow seasons, paying the cleaner and telling her when cleaning is needed, and for this they are charging 20% of the income.

But unless you are going to roll out an expensive and intensive marketing campaign...