Do you think it makes any difference using a local vs a national lender?

Single family house which is much higher than the national average.

Nationally it's something like a 3.4% increase.  

IMN has one in September in Atlanta and the NARPM national conference is in October in Arizona.

With my own personal experience I 100% agree with out of state “I’m a woman and out of state so, “ maybe women too. 

Even with national trends, your local experienced agent/broker can run through market trends to help you make decisions.For example, in my county we're continuing to see a strong seller's market with just over 1 month of inventory. 

First off, I salute the women in RE and every industry as they have to deal with stereotypes and dumb **** that most of us men don't.

Now remember the US is the largest debtor nation in the history of world.  23 trillion in debt, and that doesn't include unfunded liabilities, which some estimate to be north of 200 trillion. 

One of my favorite lines is on a rap song which sums it perfectly “men lie women lie, numbers don’t”.

5 national Factors:Interest RatesInflationFlow of Investment FundsBusiness cycleCataclysmic EventsMarket Indicators and Trends :Population TrendPath of DevelopmentOverbuildingSocial economic TrendEmployment TrendPrice ratio from distressed properties and retail sales Are there buyers in the Area?