No allowing borrower to put second position loans behind you... this creates issues if you have to call the note.. you cant take a deed in Lui if you have a second and they won't release so it forces you to the full foreclosure process.LTVs are personal choice.. if I like my guy or gal and have tons of experience I can do 100%  no problem but I get paid handsomely for being their money partner not just HML rates.but for this post as low as LTV as will make the deal work is what you want.You want borrower to have some skin in the game ( unless as stated you have a multi year track record with our borrower).. the more the betterPoints and rates..

There is an infantry division, a Ranger battalion and a Special Forces group there.

I don't mind doing some rehab to the properties since it will force me to learn how to fix things which I will need to know for the future.Decent single family homes are within 120K-135K.I have the option to put down 20% to avoid PMI.Decent multi-family units that are either duplexes or triplexes are 180K-200K.This would invoke using either FHA or conventional with PMI, and unsure of cash flow stability vs vacancy % as my first property.I will continue to research these options to see what would be best for me, but am wondering what you think about house hacking vs SFH for my particular situation? 

If this were a legitimate lender you may have caused them considerable grief which, at the minimum, might force them to change their account numbers or move their funds to another bank.

All of my investments are value adds; so, I use metrics that factor in the forced appreciation (as you mention above) and also need some level of exit/appreciation factored in to benchmark stable versus appreciation plays.  

Go on a diet, this reduces your caloric intake and forces you to eat less meaning you spend less at the store.

Most agree that as a landlord or lender you may be limited to seizure and fines but the Federal Law still considers MJ illegal and the Federal Laws are still in full force.

If I take the HUD-1 to the county appraisal district they will be forced to lower the assessed value to the sale price - at least for the first year.

In general I think he is a balancing force in our industry.

But basically you can sue for "Specific Performance" to force the sale if he's trying to weasel out, unless you gave up this right in the contract.