As we continue to grow doors, we're exploring the idea of purchasing renters insurance for our tenants and extending the cost to the tenant for a monthly fee.

It was a newer subdivision and the builder had pulled out due to the Great Financial Recession of 2008.

I can not fathom how you were not informed that this was a DSCR loan and you should absolutely inquire about the specifics such as whether your are IO or not and the pre payment penalty. 8.4% is high in todays rate environment, even for DSCR.  

IRA was not making any money and I was able to redirect for higher returns.

@Jessica LamontComps right now we are comparing property radar and Propstream.

I'm particularly passionate about cash flowing for financial independence and renovating with my construction experience.Outside of real estate, I enjoy fishing, ultimate frisbee, skiing.Excited to learn and connect with you all!

The best cash flowing deals in Sacramento right now are seller finance, which we've been getting more of as of late.

Although, I would like to have first access to foreclosure properties with HomePath's First Look Program, income/capital gain tax benefits from my PR, and more favorable loan terms. 

Playing around with filters should help me narrow down rather quickly till city level, after that would be more local resource based play and leveraging ones network.Keen to read more on this.

I think the current rates are more normal.