@Mark Coleman, this is a hotly debated topic on BP (and I'm no lawyer or accountant, BTW).

The market is very hot and is a seller's market due to low inventory.

In my neighborhood where homes are listed between $900k for a tiny fixer-upper to $1.8 for a decent size turnkey, I have seen smaller homes are so hot, high in demand by first time buyers where as larger homes go stagnant due to the higher pricing (due to the sq. ft. not because of the location)and targeting smaller audience group who can afford that higher price point.

They are usually more expensive than hot air furnaces to replace.

A deduction (for energy efficient improvements to lighting, heating, cooling, ventilation, hot water systems of commercial buildings is extended to apply to property place into service before January 1, 2021.

I understand everyone's sentiment about putting as little cash down as possible, but if it's a hot area, you might find yourself with competing bids on the property and your offer with 20% or less down will get beat by all cash or a higher down payment.

I was also able to secure a really hot DSCR loan below convention investment rates because we told his bank he would be managing it.In Colorado, I am under contract for an airbnb in a mountain town called Drake, that after we meet the residency year to get a 5% down primary residence loan, we are projecting 100%+ CoC returns.

I see it makes all the hot lists but I'm wondering if it's for a more moderate or advanced investor?

There is so much hot money in the market chasing properties.

For example, the carpeting looked pristine in the photos online, while in reality it looked like someone had decided to drizzle hot tar over portions of the carpet in several of the bedrooms.To avoid situations like this, I would typically suggest using a local realtor.