Look at where your at financially, can you be laid off, how much do you have in reserves etc.

If you have other accounts that have good balances you can share that information with them as well as they want to make sure you have sufficient funds not only for the downpayment & mortgage payments, but also for reserves.

The federal government issues tax credits to state housing agencies who then award the credits to private developers of affordable housing.

I use debt to help me grow my portfolio, but I also have strong cash reserves and invest for cash flow.

I sort of get you are trying to avoid single member LLC which for federal purposes is a disregarded entity.

Because you likely won't be able to secure another FHA loan after your first purchase, starting with a bigger, more expensive property might be smarter, assuming that you don't have unlimited cash reserves.

I have a couple of condos, but you need to be careful and make sure they are well run and have good reserves. 

I have great cash reserves, I can get loans easier than I can book international travel, and I’m my own boss. 

I have a good amount of cash reserves and I’m ready to buy.

Lenders require liquid reserves (like 6 months of mortgage payments) per property; & savings cash is dead money.