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I am based in Atlanta, GA and we are back to bidding wars!

Based on the train of thought you shared you are completely ignoring a critical piece of the equation which is your own capabilties and whether you have the ability to execute on the opportunity.

Likely the roof and the HVAC/furnace will be the biggest expenses that might occur but a hot water heater here, a clogged toilet there and suddenly the bills start adding up.

Based on what you learn from the application you'll have an idea of how to proceed.

Same with the water heater.

Overlooking Proper Market AnalysisMany hosts set their pricing based on intuition rather than data.

I have had good luck with painting cabinets. scuff sand, take off hardware and ask the people at sherwin williams what they recommend for paint. probably something oil based.

A DSCR loan is more based on the asset's revenue potential, not your personal qualification, so if a vacation rental/Airbnb property can make money, you might qualify.But even if you could get a DSCR loan, I'd question whether you should get a DSCR loan. 

I'm based in San Jose and investing in Ohio/ North Kentucky :)