The percentage of the property that you rent out qualify for 1031 Exchange treatment and the percentage of the property that you live in would qualify for the 121 Exclusion. 

The payment function will let you set the interest rate, the percentage, and the loan amount.

do you withhold a flat rate amount, or do you withhold a percentage of the gross rent?

An aggressive option would be a brokerage account holding, for example, blue chip stocks that have a dividend payments (with DRIP set) around the same percentage as the rate on the 30 year.

Too many variables in my life and business lately, but every single mailing I did off of those lists yielded at least 1 call back from motivated sellers.

The property is making about $80K, in NOI.What percentage of this NOI, can I use towards, my loan repayment, for the bank  ?

And for larger amounts of leverage, both loan choices are good, but conventional terms/rates are very beneficial.There are some obvious implications here (for me, at least) in terms of:Whether I would even want to leverage at lower percentages, given the paperwork, DTI hit and loan costsWhat types of loans I would pursue based on the amount of leverage availableThe value of using the small amount of conventional loans available to their best advantageAnyway, thought the results were interesting, and thought I would post them...enjoy!

Hello All,I am interested in learning more about bringing in a "equity partner" ( I believe that is what they are called) for purchasing a rental home.There was BP podcast recently in which they discussed a technique of involving private money to purchase the home without any of the rental investors own capital, then give the private money lender a set percentage of all monthly revenue and then that same percentage in equity when the property is eventually sold.Can someone shed some light on this?

I don't think people should get too wrapped up in any of the various ratios, percentages, etc other than for general rules of thumb, with the exceptions of any hard and fast rules someone else will follow that you have to play by, like a lender's rules and ratios for who they'll lend to.

Now perhaps some of my assumptions are off:  Variable cost assumptions I built it property management at 10% as even if we want to manage it the first 2 years, after that I would want to outsource this bit vacancy rate:  4% repairs and maintenance:  5% cap ex: 5% landscaping:  4.5%  (assuming that there will be some land maintenance)Fixed costs assumptions property tax at 1.5% of initial cost insurance at roughly 3%  of rental income In terms of total price I used the FHA max numbers and also compared to current MLS listings.