Regarding availability of a realtor your working with you need to set expectations up front as to when to communicate with them and typical response times.

Market is what people typically pay. 

These investors also typically take on much larger deductibles (usually $10k - $25k) and elect ACV, all to drive their premiums down as low as they can go. 

For example, do not leave any tools at your job site.

If the property does not sell at auction, then it will typically end-up on MLS a few weeks later.  

Typically 20%Good Luck

This means that people who inherit investment property will have to pay more in property taxes, typically a lot more.  

Let's assume all other "Uses" equate to $350,000 in this particular example.

For example I bid $150K for a property with a $2,000 lien.

Wells Fargo has been in business forever and they are atrocious for mortgage lending (just an example).Local lenders are great for information about the area, but doesn't really matter for rates/costs (the actual numbers).