He was referred to me by a trusted local contact and also has good reviews online. 

We ran into some unexpected costs last year, so aren't able to contribute much to the down payment on the next property right now as we build up our savings again (DP will be her contribution).

Leasing back to owners @ $2050/mo for 15 months effective 04/01/2023, with their option to extend 07/01/2024 for another 12 months @$2125 provided no missed payments and other violations listed in the agreement. 

Usually for jobs, I seek 2-3 quotes unless I find a vetted and trusted contractor. 

Contractor payments, online orders, card swipes at home improvement stores, utility payments...

Hey guys, I know most of the time it’s important to buy in a landlord friendly state so this way you’re protected in case of an eviction & it’s in favor for you, the investor.My whole strategy has been to have tenants that have vouchers to section 8 bc of payments being guaranteed depending if tenant needs a lot of assistance.My only issue is that I am in a tenant friendly state here in NJ.

@Mike MutabaziIf you are planning on getting traditional financing for each property, then you will need to find some way to provide a down payment.

Can you buy a new primary residence using a conventional loan with a 5% down payment? 

Would I still pay taxes on what I don't spend on the down payment?

I enjoy working with agents because they typically have already established trust with their investor clients.