Surprisingly many of the deals met the 2% rule before getting them for less anyways. 

Having been in the real estate and development business for a few decades, I actually was surprised at how motivational the book was, even to someone like me.

Then the market will adjust where homes in areas that are too risky just can't get insurance so will draw cash only buyers willing to take the risk on their own, and the areas that are statistically safer will become the norm for people needing mortgages, with the benefit of no surprises when/if  something happens as you know your insurance company is required to cover, maybe just a higher deductible.  

@Vijay Prabhakaran I presume you found a company by now, but for others I would advise you to screen them thoroughly and find out what they don't do well so you're not surprised.

I'm impressed... good job :-)   Thanks David :) I am what I consider very conservative when it comes to the emergency fund.

You will be surprised how quickly you will have a down payment and without debt to boot. 

All apartments need to be renovated so im assuming about 30 dollars per sqft so thats about 130,000, roof needs to be done thats about 40,000, and the other 30,000 for any surprises along the way, im getting this prices from a friend that did something like this on an 8plex in my town. 

You would be surprised at what you can achieve when you really want things.

Just a laid back midwestern town, close to base, turnpike, casino, and surprisingly, came well rated this year in their school system.

To my surprise the books I read were very motivational.