I know Airbnb does not look favorably on the owners cancelling reservations.

If you plan to flip or BRRRR, home values could drop in the next few months so it may not be in your best interest right now unless you have a large cash reserves to use to sustain it for a long while.

Maybe, I'm missing something here, please help me out if I am, but it would make more sense to me if the anticipated risk is was indeed delinquency, then the owners can better protect themselves by using the extra money to additionally beef up their own emergency reserve fund, rather than having it set in the property management companies emergency reserve fund.Dear "Company",Due to the recent outbreak of COVID-19, we are anticipating a spike in delinquency.In order to continue servicing the needs of the business, effective immediately, "Your Property Management Company" will raisereserves funds to cover the estimated cost for current work order requests that have either beencompleted or are assigned(if any), and that has not been billed to you before your monthly ownerdraw.

Im holding on to a good reserve.

We will all get through this together with our without help from federal government and the federal reserve. 

If they are raising red flags about your debt to income ratio, I’d make sure I was confident I had enough reserves to weather a storm.

And I have 60k in cash reserves and 90k in credit cards, that I could touch, if needed. 

Below are the expenses I am carrying:Expenses:Property Taxes: $1,626 annually ($136/month)Insurance: $714 annually ($59/month)Maintenance and Repairs: $900 annually ($75/month)Capital Expenditures: $960 annually ($80/month)Utilities: $0Advertising/Administration: $300 annually ($26/month)Property Management Fee: 10% of gross income = $1,200 annually ($100/month)Tenant Placement Fee: 50% of first month's rent = $538 annually ($45/month)Turn Reserves (Cleaning): $500 annually ($42/month)BreakdownRental Income $1,075 - 7 % vacancy = $1,000/month ($11,997 annually)Expenses = $561/month ($6,737 annually)Expenses/Gross Income = 59 %For the record, when I called the County Assessor's office, they told me the assessed value is $81,300, and I would be paying 2 % as an investor (number is carried above). 

Consumers will not go back to the stores after discovering more convenient ways to purchase goods.

When your cash flow & reserves can't cover an unplanned issue for very long.