The one here is (at my last count) 9 pages, both sides, of small print, making numerous changes.

But it is not time that counts, it activities that count.

Well count me as one that thinks that consolidation in the banking industry is a bad thing.

The investor that sold it to them also had a mortgage company, did a super fast qualification for them and yes, that investor subsequently had his home raided and was charged with 23 felony counts of fraud and laundering, which he was later aquitted of all counts.Ha so overall it is a bizarre situation, no equity obviously.So I am still wondering, besides the obvious "hey this loan is underwater", does the second loan give me any other bargaining chips?

To my knowledge, an individual can only gift up to 12k per year to another individual and that amount in turn counts against a lifetime for that investor.

Basically, counting replies is all that this is doing.

I'm hesitant to make a purchase because when I'm putting in my constraints for the list, the "Records count" is updating with what appears to be a random number.

I'm trying anything I can think of to get in a better situation as my family is counting on me.

I continue to think is very dangerous to count on overall market appreciation, especially in CA where you have a non-functional legislature and an ugly economic situation.

Quote from another source:"Federal employees making salaries of $100,000 or more jumped from 14% to 19% of civil servants during the recession's first 18 months — and that's before overtime pay and bonuses are counted . . .Defense Department civilian employees earning $150,000 or more increased from 1,868 in December 2007 to 10,100 in June 2009, the most recent figure available.When the recession started, the Transportation Department had only one person earning a salary of $170,000 or more.