It sounds like the tenants have already self-selected that building, so it may not be feasible to change tenant type now.

Hi everyone, I have invested in NPLs and have a self built ROI calculator.

Mine is in the mid-600's and I'm self-employed, so I figured it's just easier to put her name on everything to get the lowest interest rate for the investment.Turns out I can't gift the funds to my wife for the Down Payment?

I had exactly the same situation few years back with my tenant in folsom. made  us pay for hotel stay in marriott when hvac went out . i was self managing and he was far away so agreed as he had a 2 yr kid but they remained a pain. later i decided to get a PM and got them vacated right away. no tenant issues since. 

Because the changes couldn't be approved, we weren't able to satisfy the self-sufficiency FHA requirement for a 3-unit property.

Do you self manage or hire out for your small complexes?

@Chris Hopper is a flood cert only applicable to properties that DID flood?

Just returned from Afghanistan in April, and I spent some of my time over there self-educating through BP and books.

The cashflow it's self will produce more than adequate returns and by the time the true bloodbathe comes for stocks or real estate I'll have enough accumulated up to scoop up a couple rentals.

I have self educated myself quite a bit over the last few years but have no real experience.