This is mostly due the size, as a lender we are qualifying the building's ability to repay not your personal ability to repay.However, if you have good income getting a regular commercial loan secured by the lot shouldn't be too big of a deal for a community bank or portfolio lender.  

Im possibly looking to refinance it into a regular loan.

This information changes regularly. 

Find a real estate investment group that meets up on a regular basis.  

If that is the case you will need to do regular inspections to insure they are adhering to their lease.

I feel helpless and have been losing sleep over this.Thanks,Nathan

Here, you’ll be able to ask others in the club for recommendations in addition to the club operator, who will know the reputable lenders that regularly attend.

Set expectations up front, inspect regularly, and have consequences when they fail.

What I look for is great communication, is my property manager going to answer texts at 11pm and let me as a landlord sleep easy? 

Is anyone here using it regularly in their business?